Planning-first. Transparent pricing. No Surprises.
Our planning fee is flat and monthly — you know exactly what you're paying, always. While most advisors lead with investments and treat the plan as an afterthought, we lead with planning. We build your financial infrastructure first, around a clear picture of where you want to go. The plan shapes everything. The rest follows.
A structured onboarding process that builds your complete financial plan from the ground up — in five focused meetings.
Four structured annual touchpoints keep your plan alive as your life evolves.
A structured onboarding process that builds your complete financial plan from the ground up — in six focused meetings.
Four structured annual touchpoints keep your plan alive as your life evolves.
* Fees shown are minimums. Final planning fee may vary based on the complexity of your financial situation. Investment management, when applicable, is a separate AUM-based fee (typically a 0.80% wrap fee) — always clearly disclosed before engagement.
| What You Get | FPFP Membership | Traditional Advisor | Insurance Agent | Robo-Advisor |
|---|---|---|---|---|
| Comprehensive financial plan | ✅ | Sometimes | ❌ | ❌ |
| Transparent, separate fee structure | ✅ | ❌ | ❌ | Partial |
| No commissions, hidden fees, or kickbacks — ever | ✅ | ❌ | ❌ | ❌ |
| Fiduciary standard | ✅ | Sometimes | ❌ | ✅ |
| Major life decision modeling | ✅ | Rarely | ❌ | ❌ |
| No asset minimums or requirement to move assets | ✅ | ❌ | ❌ | Partial |
| Tax strategy (proactive) | ✅ | Rarely | ❌ | ❌ |
| Cash flow infrastructure | ✅ | ❌ | ❌ | ❌ |
| Coordination of 6 Focus Factors | ✅ | ❌ | ❌ | ❌ |
| Quarterly structured reviews | ✅ | Rarely | ❌ | ❌ |
| Estate document creation | ✅ | ❌ | ❌ | ❌ |
"Josh's program helped me to successfully begin planning for my future and set me on a path to financial success. I feel confident in my saving and spending, and no longer feel the need to stress about my goals. I highly recommend his services!"
"Before starting my financial journey with Josh, I faced many financial challenges such as undisciplined spending and credit card debt. Josh sat me down and created my own personalized plan aimed directly at these problems and even some I didn't know I had.""Before starting my financial journey with Josh, I faced many financial challenges such as undisciplined spending and credit card debt. Josh sat me down and created my own personalized plan aimed directly at these problems and even some I didn't know I had. He helped me budget, and spend my money in the most efficient way possible using a financial software that has made it so easy for me. He also gives me advice any time I need whether I'm making a big purchase or even a small one. Josh has also helped me create my will and power of attorney which was super quick and easy. Needless to say, I am in the best financial position I have ever been, and this is only month 3! We still have so many things to accomplish but I'm honestly so excited to reach those goals because he's made it feel like I don't even need to worry about my money. So I know it's only a matter of time until I get there. If what I've said sounds anything like you, or even want help making money work for yourself, I HIGHLY recommend Future Path Financial Planning. Thank you Josh!!!"
Disclosure: The reviews shown above were provided by current clients of Future Path Financial Planning on Google. Future Path Financial Planning did not compensate these clients for their reviews. These reviews may not be representative of the experience of all clients and are not indicative of future performance or results. Future Path Financial Planning, a d/b/a of Legacy Growth Wealth Management LLC, is a registered investment adviser. Registration does not imply a certain level of skill or training.
Disclosure: The testimonials shown above were provided by current clients of Future Path Financial Planning who were compensated for their participation. Because these individuals were compensated and are current clients, they have a financial incentive and an ongoing business relationship that may create a conflict of interest. Their experience may not be representative of the experience of all clients and is not indicative of future performance or results. No testimonial should be construed as a guarantee that any other client will achieve similar results. Future Path Financial Planning, a d/b/a of Legacy Growth Wealth Management LLC, is a registered investment adviser. Registration does not imply a certain level of skill or training.
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